CPA and Franchise Financial Strategist specializing in funding, cash flow modeling, and exit planning. Expert in SBA 7(a) loans and maximizing resale value for business owners.
David Chen is a Certified Public Accountant (CPA) and financial consultant who translates complex accounting principles into profit-generating strategies for business owners. With 12 years of experience as a loan officer and financial advisor for the franchise sector, David helps investors navigate the capitalization maze, from securing SBA loans to managing working capital during the ramp-up phase. His content covers crucial financial health metrics like EBITDA, DSCR, and break-even analysis. David is particularly focused on wealth preservation and exit strategies, teaching owners how to structure their P&L to maximize valuation multiples when selling their units. He brings a rigorous, data-driven approach to financial survival and growth.